For many of us, our efforts to start saving or investing are often encumbered by the reality that both saving and investing can lack excitement in the initial stages. The...
Continue ReadingEach year, many of us either accumulate debt or exhaust our regular savings accounts while celebrating the Holiday season, after which we are burdened with regret over how much we...
Continue ReadingA long-retired and dear friend keeps reminding me to watch out for the pains of tax liabilities when I reach retirement age (59 ½) and start making withdrawals from Traditional...
Continue ReadingParents as a whole put their children ahead of themselves and it is the natural and admirable thing to do. As parents, the heart is usually our guide, which means...
Continue ReadingPeriodically, I do a review of the amount of money flowing out of our home. I do this because I find that I still take for granted the little things...
Continue ReadingSometime ago, I posted about taking advantage of rising interest rates. Unfortunately, we later saw a pause in said rates, followed by the recent lowering of these rates across financial...
Continue ReadingIt can be difficult to appreciate the amount of money we spend in our daily lives. For this reason, one of the methods I use to evaluate an expense is...
Continue ReadingIt can be difficult to appreciate incremental growth where our money is concerned, so I have chosen to share a process that has helped me. This amounts to early recognition...
Continue ReadingI realize that many of us believe that in order to save well, we have to strip ourselves of most of the things we enjoy. This involves making sacrifices that...
Continue ReadingOne of the constants that should be noticeable in much of what I share is the avoidance of fees and other unnecessary expenses whenever possible and this would apply to...
Continue ReadingI indicated earlier how I started making investments in individual companies. That process started after I had money saved in different vehicles, including an employer-sponsored retirement plan as well as...
Continue ReadingI have shared the logic and steps I took to establish myself as a saver and will continue sharing more ideas as they relate to savings and life. However, as...
Continue ReadingI often indicate my tendency to use the services of online banks, but I know it is intimidating to some of us. Many of us fear banking online with regards...
Continue ReadingThus far, I have covered two of the main reasons why I use credit cards. The first being protection while the second covers warranty/insurance services. Now, I get to talk...
Continue ReadingThese days, it is much easier to keep up with all of our financial activities by accessing them online, but there are risks associated with these services being so easily...
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