I Started Saving pt 2…and Learned About Myself

I Started Saving pt 2…and Learned About Myself

In the previous post about saving, I shared how I was inspired to establish the habit.  As I continued to save, I learned that I needed to guard against a flaw I discovered in my personality: I do not regard cash the same as money in the bank.  Somehow it appears to have less value to me.  I am one of those people who would get cash from the bank and by the time I get home it would be just about gone.  On the other hand, it is very difficult for me to spend money that is in the bank because I see it differently and only want to add more to it.  I still struggle with cash and so my wife handles it while I carry money in its digital form. So, I am shielding myself against that flaw in my personality.

It is important to recognize our flaws and find ways to prevent them from becoming obstacles on our journey.  As a matter of fact, we should be eager to discover our peculiarities, because while some of them may be obstacles, some may actually contribute to our success.  These are the things that make us unique and also the reasons why we should focus on our own journey in an effort to establish contentment in our lives.

Living from paycheck to paycheck is not something I was ever comfortable with and habitually saving allowed me to escape that lifestyle early on.  This saving habit eventually made it possible for me to ignore the upcoming paycheck, because savings and bills were as good as handled automatically. Whatever was left over I could have blown… but after saving for some time, it is not so easy for me to just blow money, except hard cash :). So, I would instead look for ways to add extra to my saving for other purposes and sometimes opened new savings.

If there is no other reason to establish a saving plan and building an emergency fund, it is worth doing it to get away from living paycheck to paycheck.  That lifestyle has no prejudice as it seems to affect people of all race and income ranges, as long as they do not manage their income and expenses properly.

After saving for some time I became pleased knowing that I had a good system in place.  The process was automatic, and this is an essential part of saving, because it helps control how much cash reaches my hand and I did not have to make active decisions to save. Once I became comfortable and at peace with the system, I then started exploring and integrating individually managed investing.  


Welcome to My Savings and Me. I have been blessed just enough to have a financially stable life for my family and myself. I have used simple saving and investing methods to make my money work for me and it is now my hope that information shared throughout this blog may ignite a fire in others.

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