Not very long ago, I took a trip to the place I grew up and was in awe of the progress I saw. Though it is a relatively small place, I felt lost when trying to navigate places I thought I knew. It was clear to see that things had progressed. However, this was not a shared belief with many of the residents who remained there when I first left.
It reminded me of the growth in my kids, where I overlooked their physical growth because they lived with me and I saw them every day. On the other hand, others who saw them infrequently would seem to be in awe of their growth.
In these examples, it is clear that when we are in the midst of our journey, it can be difficult to appreciate progress in and around our lives and this is also true regarding our finances. As long as we are applying effort, taking a panoramic view would reveal progress that should keep us motivated. Things may not always start as fast as we would like, but it is important that we find comfort in any progress we see and build on it until we pick up more meaningful momentum.
As long as we are living, we will be growing in all aspects of our lives, whether good or bad, because information and time forces growth, even if passive. However, keep in mind that our rate of growth is determined by the amount of effort we apply. If you started by contributing $5 a month to your savings, you should have a goal that allows you to increase that amount incrementally.