Interest rates have been depressed since 2008 and have only started making a meaningful recovery in about the past year and a half. If you have not been paying attention,...
Continue ReadingThe less of our income we give away needlessly, the more we can save. This is a crucial step in powering up our savings accounts. Like many others, my wife...
Continue ReadingI enjoy the 5% cash-back perk that Amazon offers their Prime credit card users on their website. It is just really nice when I have accumulated enough points to buy...
Continue ReadingWhen I used to pay for long-distance phone calls, it was always a source of stress for me when the bill came. I justified it by saying that I got...
Continue ReadingIf I could start over, one of the things I would change is my view of generosity. This is because I have concluded that no matter what I do in...
Continue ReadingIf you have ever taken a flight on an airplane, chances are you can recall the flight attendant’s instructions to parents, directing them to place the oxygen mask on themselves...
Continue ReadingIf left up to us, we would put most things off indefinitely. It is easy to say we will do it tomorrow but later realize that tomorrow was a number...
Continue ReadingWhenever the stock markets are at record highs, I always run across people wanting to get into investing as well as trading ( See the difference between the two here.). Everyone wants...
Continue ReadingInvesting involves a lot of risk by my standards and I think the majority of us feel that way. Since the 1987 US stock market crash (Black Monday), I found...
Continue ReadingIn the previous post about saving, I shared how I was inspired to establish the habit. As I continued to save, I learned that I needed to guard against a...
Continue ReadingWhenever I hear someone making plans to spend off their tax refund, a sad feeling comes over me. It is not that I do not understand the excitement of such...
Continue ReadingMy first paying job at 18 years old and before my first paycheck, the boss had a conference with all the youngsters in my group in what in my memory...
Continue ReadingAs I considered the ideas I would share on this site regarding finances, I realized that contentment is one of the most important things for me to share. It is...
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